looking to buy insurance in singapore??

wanna buy insurance? someone u know wanna buy insurance? contact me.. sms me @ 98247168..

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rmb its nv too early to start insuring urself.. professional advice to suit ur needs available..


=)

jus a gd read..

November 24, 2004 BT
How much is enough insurance?

BUYING the right amount of insurance is a tricky issue. But getting it right could be one of the most important decisions of your life. Most consumers are still stuck on which insurance they should buy, never mind the right amount. Indeed, very few clients seem to get it right.


One of the most ridiculous things I encounter is the notion that a lot of premiums mean a person is well covered. Unfortunately, this is not the case. People who spend 30 per cent of their income on insurance are to be consoled, not admired.

Clients often ask: 'How much should I spend on premiums?' The answer is not 5 per cent or 10 per cent of your income. The answer is: 'As little as possible to get enough cover.' Spend only what you must to get it right.

It's important to get adequate insurance cover. And it's not just getting cover for death but for illnesses as well.

Healthcare costs in Singapore is very high. The total treatment cost for cancer can come up to $100,000. And with 1 out of every 6 persons in a developed country getting it, it's important to get this kind of cover. The reason is simple, if you become sick with it, most companies will terminate your employment (Robinsons is the exception). So, when this happens, where are you going to get the money to treat it?

And after you get cancer, you basically become un-insurable, even if you have been declared free of the disease.

So, please do yourself a favour, speak to an insurance agent and get yourself insured for death, disability and major illnesses like heart disease and cancer.